Home Systems Protection Coverage

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535 Elm Street
Hillsboro, MO 63050

888.428.9180
636.789.3820

24 Hour Claim Reporting Number
866.690.8328

Meramec Valley News

Home Systems Protection Coverage

Home Systems Protection (trigger)
Covered Causes of Loss
We will pay for sudden and accidental:

  • mechanical or electrical breakdown
  • tearing apart, cracking, burning, bulging of a steam or hot water heating system, or an air conditioning system that results in direct physical damage to covered equipment.

Equipment Covered Property Under Coverage A, B & C

Heating and air systems

  • Well pumps
  • Ventilation systems & fans
  • Electrical panels
  • Pool and spa and exercise equipment
  • Electric garage door mechanisms
  • Central vacuums
  • Chair lifts and elevators
  • Back-up generators
  • Appliances, entertainment and media equipment
  • Security systems

Limit: $50,000 Deductible: $ 500

  • Loss of Use
  • Expediting Expenses
  • Spoilage Sublimit

Eligibility Guidelines

EligibilityTable

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