Home Systems Protection Coverage

Home Systems Protection (trigger)
Covered Causes of Loss
We will pay for sudden and accidental:

  • mechanical or electrical breakdown
  • tearing apart, cracking, burning, bulging of a steam or hot water heating system, or an air conditioning system that results in direct physical damage to covered equipment.

Equipment Covered Property Under Coverage A, B & C

Heating and air systems

  • Well pumps
  • Ventilation systems & fans
  • Electrical panels
  • Pool and spa and exercise equipment
  • Electric garage door mechanisms
  • Central vacuums
  • Chair lifts and elevators
  • Back-up generators
  • Appliances, entertainment and media equipment
  • Security systems

Limit: $50,000 Deductible: $ 500

  • Loss of Use
  • Expediting Expenses
  • Spoilage Sublimit

Eligibility Guidelines

EligibilityTable