Home Systems Protection Coverage
Home Systems Protection (trigger)
Covered Causes of Loss
We will pay for sudden and accidental:
- mechanical or electrical breakdown
- tearing apart, cracking, burning, bulging of a steam or hot water heating system, or an air conditioning system that results in direct physical damage to covered equipment.
Equipment Covered Property Under Coverage A, B & C
Heating and air systems
- Well pumps
- Ventilation systems & fans
- Electrical panels
- Pool and spa and exercise equipment
- Electric garage door mechanisms
- Central vacuums
- Chair lifts and elevators
- Back-up generators
- Appliances, entertainment and media equipment
- Security systems
Limit: $50,000 Deductible: $ 500
- Loss of Use
- Expediting Expenses
- Spoilage Sublimit
Eligibility Guidelines